Oklahoma is even more exciting when explored by motorcycle. The first step to any motorcycle road trip is purchasing motorcycle insurance to protect you on the road. With motorcycle insurance from Shore Insurance Agency in Poteau, OK, you can be prepared for any eventuality during your travels. What kind of protection can motorcycle insurance provide?
Motorcycle liability coverage protects you against liability claims in accidents you cause. If you're found liable for an accident that causes serious injuries or property damage to another driver, liability insurance covers their medical and property damage costs. If you're sued for damages, liability helps with legal expenses and settlement, up to the limits of your policy. Like most states, Oklahoma requires that all motorcyclists have minimum liability limits. We recommend, however, that you obtain sufficient liability coverage to protect yourself against serious accidents you may cause.
Collision coverage protects your bike in the event of an accident by covering damage sustained in a crash. If you lose control of your motorcycle and crash into another vehicle or object, this coverage will help pay for your bike's repair costs.
Comprehensive coverage also protects your bike by covering theft, vandalism, and damage caused by the elements or hitting an animal.
If you're hit by someone who has insufficient coverage to pay for the repairs of your motorcycle, this insurance will help cover repair costs. Unfortunately, this scenario is quite common in many states. If you're planning to use your bike for long-distance travel, you will do well to protect your investment with uninsured/underinsured motorist coverage.
Roadside assistance helps pay for towing if your bike suffers a breakdown, so you're not left stranded by the side of the road.
A complete motorcycle insurance policy that offers the above protection will come in handy for emergencies that arise when you're far from home.
To learn more about motorcycle insurance options and costs in Oklahoma, contact the offices of Shore Insurance Agency in Poteau, OK.